The Pension Fund Regulatory and Development Authority (PFRDA) operates the National Pension Scheme. All the Indians are eligible under this scheme. Aadhar card is mandatory to open the account under National Pension Scheme. The KYC documents process for the scheme is done by using the Aadhar through OTP authentication. Applicants can register NPS account through an online and offline process. Interest candidates can apply this scheme by using their Aadhar and PAN card for online registration.

How to apply for the National Pension Scheme through Online:

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By using Aadhar card:

• Visit NPS Official Website https://enps.nsdl.com/eNPS/NationalPensionSystem.html
• Click on the “Registration” option
• An “Online Subscriber Registration” Application form will appear on the screen
• Enter all the details and click on “Generate OTP” button
• OTP will be generated to your registered mobile number with Aadhar card
• after entering OTP all your details along with your photo will be uploaded automatically
• Moreover you can upload your Signature and photo if in case you don’t want the Aadhar photo
• After successful uploading, you will divert to payment gateway for initial contribution to your NPS account
• The minimum amount is Rs 500 which you can pay through debit or credit or internet banking
• After successful payment, Permanent Retirement Account number will be allotted to you
• Within few days you will receive the welcome kit from the PFRDA which will have PRAN card, TPIN, IPIN and scheme details
• Take the print out of online form which you filled and affix your photograph on it. Sign in the given space for signature and sent the form to cental Recordkeeping Agency

By using PAN card:

• Visit NPS Official Website https://enps.nsdl.com/eNPS/NationalPensionSystem.html
• Click on the “Registration” button
• An “Online subscriber Registration” form will pop up. Fill the form in choosing appropriate options table, click the Permanent account number checkbox
• Enter your PAN number and select your bank
• Click on continue
• Fill up all the mandatory details online and upload your scanned photograph and signature
• Next, you will be redirected to the payment gateway for making payment to your NPS account from internet banking
• Download and take the printout of the Acknowledgment number
• Your KYC verification will be done by using bank a one-time fee of up to the maximum of Rs 125 + applicable charges will be debited from your bank account by bank as KYC authentication charges

Note: After the Permanent retirement account number is allotted then you need not send any hard copies of documents if you have applied using Aadhar number but in case you will apply through PAN card then you have to send the Hardcopies of documents to the eNPS address within 90 days.

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Address:

• Central Recordkeeping Agency (eNPS),

NSDL e-Governance Infrastructure Limited,

1st Floor, Times Tower, Kamala Mills Compound,

Senapati Bapat Marg, Lower Parel, Mumbai 400013

The Registration process for NPS account through Offline:

• Visit the nearest Point of presence (PoP). There are nearly PoPs around the country and the entire big bank’s facilities this service
• Fill the registration or application form with your personal information like bank account number, name, asset allocation and pension fund you like to choose
• Submit all KYC documents and subscribe (In case you are opening NPS account with your bank then no need to submit the KYC documents)
• Then you will get Permanent retirement account number which is unique number
• Minimum investment to open account with Rs 500
• You need to pay one-time subscription fee Rs 125 to open NPS account
• You can call to call centers to access your account with unique ID and password allotted to you
• You need to pay 0.25% of amount which is applicable to your transactions if minimum amount is Rs 20 and maximum is Rs 25000.