Finance Minister Mr. Arun Jaitley had mentioned plans of Atal Pension Yojana. 11% of the India population has subscribed under this scheme. The main aim of Atal Pension Yojana is to provide a pension for unorganized sector. The pension amount starts from Rs 1000, Rs 2000, Rs 3000, Rs 4000 up to Rs 5000 every month after their retirement. The maximum period of contribution would be 20 years or above. To encourage the people government has added bonus and they would contribute sum towards pension accounts for the period of 5 Years.

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Interesting points for Atal Pension Yojana:

• You should maintain minimum balance in your bank account
• To pay the premium pension scheme, automatically your bank account will debit every month.
• You can close Atal Pension scheme before the age of 60 in case of death or terminal disease then you will receive full amount
• If you do not pay your premium on time then Rs 1 will deduct for every Rs 100
• You can also increase your monthly contribution any time by visiting your bank
• If an applicant can close their account before 60 years then they can get contribution and interest earned will be returned.

To apply Atal Pension Yojana the below-mentioned requirements are necessary:

• You must have valid bank account
• You need to link your Aadhar card to your bank account
• Your age should be minimum 18 years and maximum 40 years
• The contribution minimum period is 20 years

How to apply for Atal Pension Yojana:

• All nationalized banks provide Atal Pension Yojana scheme
• Visit any of these banks or you can go to your own bank
• Atal Pension Yojana Application forms are available online as well as at banks
• Through online, you can download the application forms from the official website
• The applications forms are available in different languages like English, Bangla, Hindi, Kannada, Gujarati, Odia, Marathi, Tamil and Telugu
• Fill the form correctly and submit it to your bank
• Along with Application form submit Xerox of Aadhar card
• You will receive a confirmation message when the application is approved.

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Note: http://www.jansuraksha.gov.in/FORMS-APY.aspxojana is the official website of Atal Pension Yojana. By this link, you can easily download your Atal Pension Yojana Application form.